It's $20/ year for the silver level. This gets me silver coin prices on items without having to have the physical silver coins in my purse to turn over. This has been a huge convenience over the last year.
I got the card last year when a new Big Y opened near my home and I was shopping during the grand opening period. Over the 6 months I've saved $78.56 by using the card (yes I tracked it using their app). Since I tend to shop their loss leaders and buy their brand of coffee pods I would continue to see those savings.
What would you do?